Buying Advice
Before you Buy

Buying from a Dealer
Codes of practice
The law

Buying Privately

Buying at an Auction

Problems
Mechanical condition
Stolen cars
Outstanding credit
Clocking

If Things go Wrong



           

Problems
Does the car belong to a credit company?

A car bought on hire purchase or conditional sale belongs to the finance company until the payments have been completed.

If you buy such a car and there is outstanding finance on it, the lender can take it back. You can sue whoever sold you the car - if you can find them. There are some limited exceptions to this. If you were not aware that the car was subject to an outstanding credit agreement and bought it in good faith, you may be allowed to keep it. This does not apply to stolen cars or cars which are subject to a hire agreement. You will need to get professional advice on this. Check with one of the companies which keep databases of information about cars. They can tell you whether the one you want is clear. If you are buying from a dealer, ask whether this check has already been carried out.